This is a question I hear a lot. Even though our goal is to get you completely debt-free, people genuinely wonder whether there is any way for them to keep a credit card. “Can’t we just leave one of the credit cards out of the case so I can keep using it after the case…
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Information About Reaffirmation Agreements
There is a lot of information about reaffirmation agreements floating around out there. When a creditor in your case sends me a reaffirmation agreement, I’m going to send it to you with a cover letter and this memo describing the process of reaffirmation. INFORMATION ABOUT REAFFIRMATION AGREEMENTS When a creditor has a lien on any…
We Received a Reaffirmation Agreement
Here is the letter you will receive from me if a lender sends me a proposed reaffirmation agreement in your bankruptcy case. It discusses the issue of “should I sign a reaffirmation agreement in my bankruptcy case?” I’m happy to show you a copy of the letter now, because I think it may help clarify…