I’ve been following the sad tale of Debt Relief USA, a debt settlement company here in Dallas. Their big pitch was that you should not file bankruptcy.
But, that’s exactly what they did.
Seems they took in $4.5 million of people’s money and were supposed to use it to “settle” their debts. Instead, they used it for [...]
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Category Archives: Credit Counseling
Debt Negotiation Gone Wild
Non Bankruptcy Alternatives
Dealing with creditors on your own
First, you must realistically determine how much TOTAL you can afford to pay per month toward your debt. To figure this, you must make a budget of what living expenses you incur so that you can figure what, if anything, is left over to apply to the debt.
Once you’ve determined [...]