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	<title>214bankruptcy.com &#124; Dallas Bankruptcy Lawyer &#124; Bankruptcy Attorney Plano &#187; Credit Counseling</title>
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	<description>Texas Attorney for Bankruptcy &#124; Cheap Dallas Bankruptcy Law Firm &#124; Rustin Polk</description>
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		<title>Debt Negotiation Gone Wild</title>
		<link>http://www.214bankruptcy.com/debt-negotiation-gone-wild/</link>
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		<pubDate>Fri, 21 Aug 2009 14:01:41 +0000</pubDate>
		<dc:creator>Attorney Plano Bankruptcy</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Do It Yourself?]]></category>

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		<description><![CDATA[I&#8217;ve been following the sad tale of Debt Relief USA, a debt settlement company here in Dallas.  Their big pitch was that you should not file bankruptcy.
But, that&#8217;s exactly what they did.
Seems they took in $4.5 million of people&#8217;s money and were supposed to use it to &#8220;settle&#8221; their debts. Instead, they used it for [...]]]></description>
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		<title>Non Bankruptcy Alternatives</title>
		<link>http://www.214bankruptcy.com/non-bankruptcy-alternatives/</link>
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		<pubDate>Mon, 01 Jun 2009 03:06:24 +0000</pubDate>
		<dc:creator>Dallas Bankruptcy Lawyer</dc:creator>
				<category><![CDATA[About Bankruptcy]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Do It Yourself?]]></category>

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		<description><![CDATA[
Dealing with creditors on your own
First, you must realistically determine how much TOTAL you can afford to pay per month toward your debt. To figure this, you must make a budget of what living expenses you incur so that you can figure what, if anything, is left over to apply to the debt.
Once you&#8217;ve determined [...]]]></description>
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