I’ve been following the sad tale of Debt Relief USA, a debt settlement company here in Dallas. Their big pitch was that you should not file bankruptcy.
But, that’s exactly what they did.
Seems they took in $4.5 million of people’s money and were supposed to use it to “settle” their debts. Instead, they used it for [...]
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Category Archives: Do It Yourself?
Debt Negotiation Gone Wild
Debt Settlement Plan- Will This Work?
I was meeting today with a new potential client who came in for a free consultation after seeing my bankruptcy website. He’d receive a pitch from one of the 70-thousand “debt settlement” companies out there. This company had clearly put some thought into their strategy.
They take $5,000 up front as their “fee.” Then, you pay [...]
Can I File for Bankruptcy for Free ?
There are three main costs in filing bankruptcy:
the attorney fees;
the court costs; and
the credit counseling classes.
If you handle the whole case yourself, you can save the attorney fees. The bankruptcy court calls this a “pro se” filing. In the Dallas area, bankruptcy attorney fees range from around $1700 on the low end to around $3,200 [...]
Do I Need a Lawyer? (VIDEO)
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When you’re ready to get out from under the crushing debt load and begin a new debt-free life, contact Dallas bankruptcy lawyer Rustin Polk by clicking here. Tell our Appointments Coordinator, Cindy, that you are a website reader and she will set you up with a free, no obligation appointment to learn how we can [...]
Non Bankruptcy Alternatives
Dealing with creditors on your own
First, you must realistically determine how much TOTAL you can afford to pay per month toward your debt. To figure this, you must make a budget of what living expenses you incur so that you can figure what, if anything, is left over to apply to the debt.
Once you’ve determined [...]