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	<title>214bankruptcy.com &#124; Dallas Bankruptcy Lawyer &#124; Bankruptcy Attorney Plano &#187; Do It Yourself?</title>
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	<description>Texas Attorney for Bankruptcy &#124; Cheap Dallas Bankruptcy Law Firm &#124; Rustin Polk</description>
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		<title>Debt Negotiation Gone Wild</title>
		<link>http://www.214bankruptcy.com/debt-negotiation-gone-wild/</link>
		<comments>http://www.214bankruptcy.com/debt-negotiation-gone-wild/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 14:01:41 +0000</pubDate>
		<dc:creator>Attorney Plano Bankruptcy</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Do It Yourself?]]></category>

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		<description><![CDATA[I&#8217;ve been following the sad tale of Debt Relief USA, a debt settlement company here in Dallas.  Their big pitch was that you should not file bankruptcy.
But, that&#8217;s exactly what they did.
Seems they took in $4.5 million of people&#8217;s money and were supposed to use it to &#8220;settle&#8221; their debts. Instead, they used it for [...]]]></description>
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		<title>Debt Settlement Plan- Will This Work?</title>
		<link>http://www.214bankruptcy.com/debt-settlement-plan-will-this-work/</link>
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		<pubDate>Fri, 07 Aug 2009 02:20:02 +0000</pubDate>
		<dc:creator>Attorney Plano Bankruptcy</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[I was meeting today with a new potential client who came in for a free consultation after seeing my bankruptcy website.  He&#8217;d receive a pitch from one of the 70-thousand &#8220;debt settlement&#8221; companies out there.  This company had clearly put some thought into their strategy.
They take $5,000 up front as their &#8220;fee.&#8221;  Then, you pay [...]]]></description>
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		<title>Can I File for Bankruptcy for Free ?</title>
		<link>http://www.214bankruptcy.com/can-i-file-for-bankruptcy-for-free/</link>
		<comments>http://www.214bankruptcy.com/can-i-file-for-bankruptcy-for-free/#comments</comments>
		<pubDate>Sat, 25 Jul 2009 18:39:31 +0000</pubDate>
		<dc:creator>Attorney Plano Bankruptcy</dc:creator>
				<category><![CDATA[Do It Yourself?]]></category>

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		<description><![CDATA[There are three main costs in filing bankruptcy:

the attorney fees;
the court costs; and
the credit counseling classes.

If you handle the whole case yourself, you can save the attorney fees. The bankruptcy court calls this a &#8220;pro se&#8221; filing. In the Dallas area, bankruptcy attorney fees range from around $1700 on the low end to around $3,200 [...]]]></description>
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		<title>Do I Need a Lawyer? (VIDEO)</title>
		<link>http://www.214bankruptcy.com/do-i-need-a-lawyer-video/</link>
		<comments>http://www.214bankruptcy.com/do-i-need-a-lawyer-video/#comments</comments>
		<pubDate>Wed, 24 Jun 2009 04:53:54 +0000</pubDate>
		<dc:creator>Attorney Plano Bankruptcy</dc:creator>
				<category><![CDATA[Do It Yourself?]]></category>
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_________________________________________________________________________________
When you&#8217;re ready to get out from under the crushing debt load and begin a new debt-free life, contact Dallas bankruptcy lawyer Rustin Polk by clicking here. Tell our Appointments Coordinator, Cindy, that you are a website reader and she will set you up with a free, no obligation appointment to learn how we can [...]]]></description>
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		<title>Non Bankruptcy Alternatives</title>
		<link>http://www.214bankruptcy.com/non-bankruptcy-alternatives/</link>
		<comments>http://www.214bankruptcy.com/non-bankruptcy-alternatives/#comments</comments>
		<pubDate>Mon, 01 Jun 2009 03:06:24 +0000</pubDate>
		<dc:creator>Dallas Bankruptcy Lawyer</dc:creator>
				<category><![CDATA[About Bankruptcy]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Do It Yourself?]]></category>

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Dealing with creditors on your own
First, you must realistically determine how much TOTAL you can afford to pay per month toward your debt. To figure this, you must make a budget of what living expenses you incur so that you can figure what, if anything, is left over to apply to the debt.
Once you&#8217;ve determined [...]]]></description>
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