There is a lot of information about reaffirmation agreements floating around out there. When a creditor in your case sends me a reaffirmation agreement, I’m going to send it to you with a cover letter and this memo describing the process of reaffirmation.
INFORMATION ABOUT REAFFIRMATION AGREEMENTS
When a creditor has a lien on any of your [...]
Here is the letter you will receive from me if a lender sends me a proposed reaffirmation agreement in your bankruptcy case. It discusses the issue of “should I sign a reaffirmation agreement in my bankruptcy case?” I’m happy to show you a copy of the letter now, because I think it may help clarify [...]
1. What is a Reaffirmation Agreement?
When you file a Chapter 7 bankruptcy, some or all of your debts are discharged and you are no longer legally responsible for paying them back. This gives you a “fresh start.”
A reaffirmation agreement is where you agree to pay a debt even though you could have eliminated the debt [...]
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