Even though it is legally permissible for individual debtors to represent themselves before the court in a Chapter 7 bankruptcy, Dallas area residents generally choose to retain the services of an attorney during a Dallas Texas bankruptcy proceeding. Bankruptcy is not a simple legal proceeding and the complexity of the bankruptcy laws in the United States make representing yourself in a bankruptcy case a less than wise idea.
One thing which many consumers do not know about filling Dallas Texas bankruptcy is that there is no guarantee that all or even any of their debt will be discharged through this proceeding. Working with an attorney to file your Chapter 7 or Chapter 13 bankruptcy and having their advice and representation in bankruptcy court gives debtors a much better chance of successfully discharging their debts through the courts. A lawyer who is experienced in handling bankruptcy cases will have the kind of knowledge of the bankruptcy codes that consumers need to emerge from a Dallas Texas bankruptcy proceeding debt free and able to start over with a clean slate.
Debtors who choose to represent themselves in a bankruptcy proceeding run a much higher risk of losing assets to liquidation while still owing the vast majority of their debts. Those who choose to file their case with the assistance of services which specialize in filing these cases also face this risk. While these services are less costly than the services of an attorney and can help debtors to get their paperwork together and ensure that everything is filed properly, they are not allowed to provide debtors with any kind of legal advice nor are they permitted to represent them in bankruptcy court proceedings.
Even if you think that you may not be able to afford to hire a lawyer to represent you in a Chapter 13 bankruptcy, Dallas consumers have the ability to find low cost or even free legal assistance when filing a Dallas Texas bankruptcy. Depending on your level of income and the number of dependents you have, you may qualify for inexpensive or free representation.
Filing for a Dallas Texas bankruptcy is never easy, but having a skilled attorney on your side can make all the difference.
When you’re ready to get out from under the crushing debt load and begin a new debt-free life, contact Dallas bankruptcy lawyer Rustin Polk by clicking here. Tell our Appointments Coordinator, Kimberly, that you are a website reader and she will set you up with a free, no obligation appointment to learn how we can help you.