Filing Chapter 7 or Chapter 13 can put an end to those never ending credit card payments and stop bill collectors from calling. You may qualify for a complete discharge of your credit card debt in Chapter 7 which provides complete relief from these debts. If you file Chapter 13, then you will be required to pay a portion or all of your credit card debt through a court protected repayment plan. The percentage of your credit card debt that is paid through your Chapter 13 repayment plan depends upon your monthly budget and ability to pay: it could be as low as zero percent! Even if you pay all of your credit card debt, it will almost always be interest free. Contact us today via email or at (214) 740-1160 for a free, no obligation consultation at any of our Dallas area offices.